Protects you and your vehicle against accidents, theft, and liability in Virginia and North Carolina.
Covers your home and belongings from damage, theft, and natural disasters.
Shields your business from property damage, legal claims, and employee-related risks.
Cothran Schoonover Insurance is a customer focused independent insurance agency with 5 locations in Lynchburg, Virginia, Amherst, Virginia, Danville, Virginia, Collinsville, Virginia and Walnut Cove, North Carolina.We represent many different insurance companies so that we can secure our clients the right insurance options at the lowest cost to them.
We make buying insurance simple and efficient. Whether you're purchasing car, homeowners, or commercial insurance, our experienced agents and proprietary in-house tools streamline the entire quoting process.
With just one phone call, we provide comparison insurance quotes from all our carriers for both car and homeowners insurance — ensuring you get the best rates available.
We review your coverage limits and deductibles with you to tailor your insurance options, making sure your coverage fits your unique needs.
Our agents are dedicated to either personal or commercial lines only. This focus allows them to have deep expertise in their area — so when you call, you speak with someone who knows your specific insurance type thoroughly.
We’re not limited like captive agents. We work with multiple top insurers—Nationwide, Travelers, Progressive, and more—so you get flexible coverage and competitive rates.
Our team actively reviews your policies at every renewal, ensuring you're always getting the best coverage at the lowest cost.
Each agent earns advanced designations like PLCS or CLCS, giving you the confidence that you're working with a true specialist—not just a licensed seller.
To us, you're more than a potential customer. We build lasting relationships and deliver real value—starting with your free, no-obligation quote.
Cothran Schoonover Insurance has been in the insurance industry selling insurance to residents of Virginia and North Carolina since 1981.
Looking for an “insurance agent near me”? Well look no further. Not only did you find one, but you found the best one.
Insurance products offered may vary by state and are per the terms and conditions of the insurance carrier written through.
